{"id":10451,"date":"2021-08-13T22:46:37","date_gmt":"2021-08-13T22:46:37","guid":{"rendered":"https:\/\/og8slyccj6.wpdns.site\/?p=10451"},"modified":"2021-09-09T05:22:45","modified_gmt":"2021-09-09T05:22:45","slug":"yin-ru-dti","status":"publish","type":"post","link":"https:\/\/pas2008.co.nz\/zh-hans\/bo-ke\/xin-wen\/yin-ru-dti","title":{"rendered":"\u623f\u5e02\u70ed\u5ea6\u5c45\u9ad8\u4e0d\u4e0b\uff0c\u65b0\u897f\u5170\u592e\u884c\u51b3\u5b9a\u5f15\u5165DTI\uff1f"},"content":{"rendered":"<p>[vc_row][vc_column][vc_empty_space height=&#8221;20px&#8221;][vc_column_text]\u6839\u636e\u6700\u65b0\u6d88\u606f\uff0c\u65b0\u897f\u5170\u4e2d\u592e\u50a8\u5907\u94f6\u884c\uff08\u592e\u884c\uff09\u4f3c\u4e4e\u51c6\u5907\u5f15\u5165\u65b0\u7684\u8d37\u6b3e\u6536\u5165\uff08DTI\uff09\u6bd4\u7387\uff0c\u4ee5\u8bd5\u56fe\u6d88\u9664\u623f\u5730\u4ea7\u5e02\u573a\u7684\u70ed\u5ea6\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>Kiwibank \u7684\u7ecf\u6d4e\u5b66\u5bb6\u4eca\u5929\uff088\u670812\u65e5\uff09\u8868\u793a\uff0c\u5728\u65b0\u7684\u5168\u56fd\u623f\u5c4b\u9500\u552e\u6570\u636e\u51fa\u7089\u540e\uff0c\u623f\u5730\u4ea7\u5e02\u573a\u4ecd\u7136\u5b58\u5728\u5f88\u9ad8\u7684\u70ed\u5ea6\uff0c\u800c\u592e\u884c\u5373\u5c06\u5bf9\u6b64\u91c7\u53d6\u66f4\u4e25\u7684\u7ba1\u63a7\u63aa\u65bd\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u5f15\u5165\u65b0\u7684DTI\u6bd4\u7387\u65e0\u7591\u5c06\u9650\u5236\u4e3b\u8981\u5546\u4e1a\u94f6\u884c\u5411\u98ce\u9669\u8f83\u9ad8\u7684\u5ba2\u6237\u63d0\u4f9b\u8d37\u6b3e\u7684\u91d1\u989d\uff0c\u8fd9\u4e9b\u5ba2\u6237\u6b63\u8bd5\u56fe\u80cc\u8d1f\u9ad8\u989d\u503a\u52a1\uff0c\u8d2d\u4e70\u4ed6\u4eec\u8ba4\u4e3a\u4ef7\u503c\u53ea\u4f1a\u7ee7\u7eed\u4e0a\u6da8\u7684\u623f\u4ea7\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u4f46\u592e\u884c\u663e\u7136\u4e0d\u5e0c\u671b\u53d1\u751f\u8fd9\u6837\u7684\u60c5\u51b5\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>Real Estate Institute \u4eca\u5929\u4e0a\u5348\u7684\u6700\u65b0\u6570\u636e\u663e\u793a\uff0c\u623f\u4ef7\u4e2d\u4f4d\u6570\u6bcf\u5e74\u4e0a\u6da8 25.2%\uff0c\u4ece 659,500 \u7ebd\u5e01\u5347\u81f3\u521b\u7eaa\u5f55\u7684 826,000 \u7ebd\u5e01\uff0c\u5965\u514b\u5170\u623f\u4ef7\u4e5f\u521b\u4e0b\u5386\u53f2\u65b0\u9ad8\uff0c\u4ece\u53bb\u5e74 7 \u6708\u7684 918,000 \u7ebd\u5e01\u4e0a\u6da8\u81f3\u4eca\u5e747\u6708\u7684 1,175,000 \u7ebd\u5e01\uff0c\u4e0a\u6da8 28%\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u7ecf\u6d4e\u5b66\u5bb6\u5bf9\u6b64\u8868\u793a\uff0c\u201c\u6765\u81ea\u623f\u5730\u4ea7\u5e02\u573a\u7684\u70ed\u5ea6\u53d8\u5f97\u6709\u70b9\u96be\u4ee5\u5904\u7406\u3002\u5e02\u573a\u5bf9\u6700\u8fd1\u9488\u5bf9\u623f\u5730\u4ea7\u6295\u8d44\u8005\u7684\u653f\u7b56\u53d8\u5316\u53cd\u5e94\u4e0d\u591f\u5feb\u3002\u9ad8\u98ce\u9669\u503a\u52a1\u7ee7\u7eed\u589e\u52a0\uff0c\u56e0\u6b64\u5bf9\u91d1\u878d\u5e02\u573a\u7a33\u5b9a\u7684\u62c5\u5fe7\u4fc3\u4f7f\u592e\u884c\u91c7\u53d6\u884c\u52a8\u3002\u201d<\/p>\n<p>&nbsp;<\/p>\n<p>\u592e\u884c\u73b0\u5728\u8fd8\u6536\u5230\u4e86\u8d22\u653f\u90e8\u957f Grant Robertson \u7684\u6307\u793a\uff0c\u201c\u5728\u505a\u51fa\u91d1\u878d\u7a33\u5b9a\u51b3\u7b56\u65f6\u8981\u8003\u8651\u623f\u4ef7\u7684\u53ef\u6301\u7eed\u6027\u201d\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u7ecf\u6d4e\u5b66\u5bb6\u8ba4\u4e3a\uff0c\u8fd9\u662f\u4f7f\u7528\u66f4\u591aDTI\u9650\u5236\u7684\u7eff\u706f\uff0c\u201c\u8fd9\u610f\u5473\u7740\u65b0\u897f\u5170\u592e\u884c\u6709\u66f4\u5927\u7684\u6d88\u9632\u6c34\u7ba1\u6765\u6d47\u704c\u5e02\u573a\u201d\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u4ece\u4eca\u5929\u7684\u6570\u636e\u6765\u770b\uff0c\u706b\u52bf\u6709\u6240\u51cf\u5f31\uff0c\u4f46\u5373\u4fbf\u5982\u6b64\u4e5f\u53ef\u80fd\u662f\u4eba\u4e3a\u9020\u6210\u7684\uff1a\u4e0e\u53bb\u5e74 7 \u6708\u76f8\u6bd4\uff0c\u65b0\u897f\u5170\u4eca\u5e747\u6708\u7684\u623f\u5c4b\u9500\u552e\u91cf\u4e0b\u964d\u4e86 12%\uff0c\u4e00\u4e9b\u5730\u533a\u4e5f\u51fa\u73b0\u4e86\u5927\u5e45\u4e0b\u6ed1\u3002\u5728\u622a\u81f3 2021 \u5e74 7 \u6708\u7684\u4e00\u5e74\u4e2d\uff0cNelson\u7684\u623f\u5c4b\u9500\u91cf\u51cf\u534a\uff0cHawke&#8217;s Bay\u7684\u9500\u91cf\u4e0b\u964d\u4e86 28%\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u53bb\u5e74 7 \u6708\uff0c\u65b0\u897f\u5170\u5171\u552e\u51fa 8135 \u5904\u623f\u4ea7\uff0c\u4f46\u4eca\u5e747\u6708\u4ec5\u552e\u51fa 7187 \u5904\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u4f46\u65b0\u897f\u5170\u623f\u5730\u4ea7\u534f\u4f1a\u7684\u9996\u5e2d\u6267\u884c\u5b98 Jen Baird \u8868\u793a\uff0c\u53bb\u5e74 7 \u6708\u662f\u4e0d\u5bfb\u5e38\u7684\uff0c\u56e0\u4e3a\u65b0\u897f\u5170\u5f53\u65f6\u521a\u521a\u6446\u8131\u4e86\u9ad8\u5ea6\u8b66\u6212\u72b6\u6001\u3002\u800c\u5404\u79cd\u523a\u6fc0\u7ecf\u6d4e\u7684\u63aa\u65bd\u63d0\u9ad8\u4e86\u53bb\u5e74\u623f\u5730\u4ea7\u7684\u9500\u552e\u989d\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u201c\u4ece 2020 \u5e74 7 \u6708\u5f00\u59cb\uff0c\u6bcf\u4e2a\u5730\u533a\u7684\u623f\u4ef7\u90fd\u5728\u540c\u6bd4\u4e0a\u6da8\uff0c\u5168\u56fd\u623f\u4ef7\u6301\u7eed\u4e0a\u6da8\u3002\u8fc7\u53bb\u4e24\u4e2a\u6708\u5df2\u7ecf\u663e\u793a\u51fa\u589e\u957f\u7387\u5f00\u59cb\u653e\u7f13\u7684\u65e9\u671f\u8ff9\u8c61\uff0c\u4f46\u662f\uff0c\u73b0\u5728\u8bf4\u8fd9\u662f\u7531\u4e8e\u6211\u4eec\u901a\u5e38\u4f1a\u770b\u5230\u7684\u51ac\u5b63\u5bbd\u677e\u653f\u7b56\uff0c\u6216\u8005\u662f\u56e0\u4e3a\u653f\u5e9c\u5e72\u9884\u5e02\u573a\u5e76\u653e\u51fa\u5b98\u65b9\u73b0\u91d1\u5229\u7387\u63d0\u9ad8\u7684\u4fe1\u53f7\uff0c\u8fd8\u4e3a\u65f6\u8fc7\u65e9\u3002\u201d<\/p>\n<p>&nbsp;<\/p>\n<p>\u623f\u5730\u4ea7\u534f\u4f1a\u7684\u623f\u4ef7\u6307\u6570\u518d\u6b21\u53cd\u6620\u4e86\u5e02\u573a\u7684\u5f3a\u52bf\uff0c\u8be5\u6307\u6570\u5728\u5168\u56fd\u8303\u56f4\u5185\u521b\u4e0b\u4e86\u65b0\u9ad8\u3002\u4e0a\u4e2a\u6708\u6bcf\u4e2a\u5730\u533a\u90fd\u8fbe\u5230\u4e86\u521b\u7eaa\u5f55\u7684\u6c34\u5e73\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u5728\u5965\u514b\u5170\uff0c\u4e03\u4e2a\u5730\u533a\u4e2d\u6709\u516d\u4e2a\u5730\u533a\u7684\u4e2d\u4f4d\u4ef7\u521b\u4e0b\u65b0\u9ad8\uff1a<\/p>\n<ul class=\"list-paddingleft-2\">\n<li>North Shore City $1,375,000<\/li>\n<li>Rodney District $1,240,000<\/li>\n<li>Waitakere City $1,100,000<\/li>\n<li>Manukau City $1,075,000<\/li>\n<li>Papakura District $913,000<\/li>\n<li>Franklin District $885,000<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>\u8d37\u6b3e\u6536\u5165\u6bd4\u7387\uff0c\u82f1\u6587\u4e3aDebt to Income Ratios\uff0c\u7b80\u79f0DTI\uff0c\u6307\u8d37\u6b3e\u989d\u5ea6\u5360\u6536\u5165\u7684\u767e\u5206\u6bd4\u3002\u65e9\u57282017\u5e74\uff0c\u65b0\u897f\u5170\u4e5f\u66fe\u8003\u8651\u5f15\u5165DTI\uff0c\u5e76\u5c06\u6bd4\u7387\u8bbe\u4e3a5\uff0c\u4f5c\u4e3a\u53c2\u8003\uff0c\u82f1\u56fd\u548c\u7f8e\u56fd\u662f4.5\u3002\u5982\u82e5\u8bbe\u5b9aDTI\u4e3a5\u7684\u8bdd\uff0c\u5373\u8d2d\u623f\u8005\u8d37\u6b3e\u7684\u989d\u5ea6\u662f\u5bb6\u5ead\u5e74\u6536\u5165\u76845\u500d\u3002\u6839\u636e\u65b0\u897f\u5170\u7edf\u8ba1\u5c40\u7684\u6570\u636e\u663e\u793a\uff0c\u622a\u6b622020\u5e746\u6708\u7684\u8fc7\u53bb\u4e00\u5e74\uff0c\u65b0\u897f\u5170\u5e73\u5747\u5bb6\u5ead\u5e74\u6536\u5165\u4e3a$107,196\uff0c\u6309\u71675\u500d\u7684\u6bd4\u7387\uff0c\u90a3\u4e48\u4e00\u822c\u7684\u65b0\u897f\u5170\u5bb6\u5ead\u53ea\u80fd\u501f\u523053\u4e07\u591a\u7684\u8d37\u6b3e\uff0c\u8fd9\u4e48\u4e00\u6765\u8fdc\u8fdc\u591f\u4e0d\u4e0a\u5927\u591a\u6570\u5730\u533a\u7684\u623f\u4ef7\u4e2d\u4f4d\u6570\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u56e0\u6b64\uff0cDTI\u6bd4\u7387\u4e00\u65e6\u5f15\u5165\uff0c\u5c06\u4f1a\u9650\u5236\u5f88\u591a\u8d2d\u623f\u8005\u7684\u8d37\u6b3e\u80fd\u529b\uff0c\u4ece\u800c\u5728\u4e00\u5b9a\u7a0b\u5ea6\u4e0a\u8ba9\u623f\u5e02\u964d\u6e29\uff0c\u63a7\u5236\u623f\u4ef7\u3002<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"color: #808080;\"><em>*\u8d44\u6599\u6765\u6e90\u4e8eNZ Herald<\/em><\/span>[\/vc_column_text][vc_empty_space height=&#8221;45px&#8221;][vc_column_text]<strong><span style=\"color: #000000;\">\u70b9\u51fb\u4e86\u89e3\u6211\u4eec\u7684<\/span><a href=\"https:\/\/pas2008.co.nz\/zh-hans\/shang-ye-zi-xun-fu-wu\/jian-zhu-ye-yi-ji-fang-di-chan\">\u623f\u4ea7\u5f00\u53d1\u4e0e\u6295\u8d44\u54a8\u8be2\u670d\u52a1<\/a><span style=\"color: #000000;\">\u3002<\/span><\/strong>[\/vc_column_text][vc_empty_space][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_empty_space height=&#8221;20px&#038;#&#8230;<\/p>\n","protected":false},"author":7,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[294],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.9.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ 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